Simplification before application: The revised AI Act of the EU
The EU Artificial Intelligence Act[1] or AI Act was designed to be the world’s first comprehensive legal framework…
Cybersecurity: The implementation of NIS2 in Luxembourg
Luxembourg has implemented the NIS2 Directive, significantly expanding the scope of entities subject to cybersecurity obligations. With new requirements for governance, risk management and incident reporting, potentially affected organisations have until 10 July 2026 to fulfil their registration and notification obligations.
From EBA to AMLA – Handover of the EU’s AML/CFT mandate
By 31 December 2025, the European Banking Authority (EBA) will transfer its AML/CFT mandates, powers and resources to the Anti-Money Laundering Authority (AMLA). In his latest article, Charles Krier, Avocat à la Cour and Partner at Annerton, explains how this handover has been implemented thus far and its implications for obliged entities.
Overview of programmes supporting startups and scaleups at the European and Luxembourg level
Despite thousands of start-ups, Europe still faces structural hurdles in its single market and financing landscape. The new TechEU programme, launched by the European Investment Bank, aims to mobilise up to €250 billion by 2027 to boost innovation. This article outlines the programme’s objectives and highlights complementary national initiatives such as the Luxembourg Future Funds.
Founding with unity – how the 28th regime aims to strengthen start-ups in Europe | ALLES LEGAL #113
What if the EU introduced a unified legal form for founding companies? In this new episode of Alles Legal – Fintech-Recht kompakt, Charles Krier explains why the 28th regime could be a real gamechanger for start-ups. Tune in now!
Savings and Investments Union: EU wants to redirect capital | ALLES LEGAL #112
The EU wants to redirect capital: With the proposed Savings and Investments Union (SIU), savings are to be used more productively. What lies behind this concept is explained by Charles Krier.
Verification of Payee (VoP) under the Instant Payment Regulation (EU): Who are we sending our money to?
The EU’s Instant Payments Regulation[1] (IPR) introduces a major new obligation for payment service providers (PSPs) across Europe: the Verification of Payee (VoP). This measure is designed to enhance trust and security in payments, particularly in the fight against fraud. In this article, we unpack the main aspects of the VoP requirement, based on the IPR’s provisions.
Europe’s Renewed Push for Prosperity: Spotlight on the Savings and Investments Union
In its communication dated 19 March 2025, the European Commission unveiled an ambitious initiative with the potential to…
Still a payment service or already the issuance of e-money?
This is the question currently dealt with in front of the European Court of Justice in Case C-661/22.…
EBA’s Final Guidelines on Remote Customer Onboarding Solutions – Technological Neutrality as a Premise
After having publicly consulted on the draft Guidelines on the use of remote customer onboarding solutions until March…
How to become a payment institution in Luxembourg
Payment services within the meaning of the second payment services directive (PSD2) may be provided by different payment…
Revised regulatory technical standards on strong customer authentication and common and secure communication under PSD2
Revised RTS on SCA & CSC under PSD2 On 5 April 2022, the European Banking Authority (EBA) published…
Draft Guidelines on remote customer onboarding – EBA to set common EU standards
EBA draft Guidelines on remote customer onboarding On 10 December 2021, the European Banking Authority (EBA) has launched…
Revised EBA guidelines on money laundering and terrorist financing risk factors | What firms should know now
The revised Guidelines published by the European Banking Authority (EBA) on customer due diligence and the factors credit…