Entries by Frank Müller

Infographic on the Status Quo of the Implementation of PSD2 in the EU Member States

Author: Frank Müller and Nasim Jenkouk Directive (EU) 2015/2366 of the European Parliament and the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EC and Regulation (EU) No 1093/2010 and repealing Directive 2007/64/EC (“PSD2”) had to be transposed by the member states by 13 January 2018. […]

FiresideFrank #2: XS2A, PSD2, Account Information Services

As mentioned in one of my previous posts around Platforms and Marketplaces, I was  invited to the Fireside Chat by solarisBank. Joerg and I had such a good time talking about the regulatory landscape and the implementation of the PSD2 in mid-January, that we split the interview into two. And this could have been even more if we  hadn’t […]

PayTechTalk Top5 – Our best podcasts 2017 in English

  What a year. As Isabella has already mentioned, so many exciting things have happened  in our blog PAYMENT.TECHNOLOGY.LAW. Among other things, we have launched our long awaited “baby”: Our podcast PayTechTalk. This year we have spoken to many interesting personalities; we have discussed, analyzed the past and even dared to look into the regulatory crystal ball. […]

FiresideFrank #1: PSD2, Platforms and Marketplaces

Platforms and Marketplaces – and the PSD2. What to look out for A few weeks ago I was invited to the Fireside Chat by solarisBank, where I had an extremely entertaining and profound conversation about the PSD2, platforms and marketplaces with their CPO: Dr. Joerg Howein. Among other topics, we talked about the consequences of […]

PayTechTalk 15 – About RTS SCA by the EBA

In today´s episode we are delighted to welcome Cornelia Schwertner. She is Head of Regulation at figo where she deals with issues regarding the implementation of the PSD2 and the so-called RTS SCA. RTS, Screen Scraping and BILD headlines. This is what it´s all about: What exactly are “RTS SCA and Secure Communication under PSD2”? […]

Fasten your seatbelts – new BaFin guidance notice available regarding the German Payment Services Supervisory Act

On 29 November 2017 BaFin published the long-awaited updated guidance notice regarding the German Payment Services Supervisory Act (“ZAG”). In this BaFin guidance, BaFin does not just address the changes required due to the implementation of PSD2. It also provides information on changes in its administrative practice in respect of situations that are already currently […]

PayTechTalk 12 – Should an AIS and a PIS be subject to AML regulations?

As Susanne already covered in her latest blogpost about Payment Initiation Services, Account Information Services and the AML regulations, there will be two new payment services under PSD2: Payment Initiation Services (PIS) and Account Information Services (AIS). But does it really make sense that they are subject to the relevant anti-money laundering (AML) laws? How […]

PayTechTalk 11: With Wirecard on mobile payment in Germany and more

The journey from start-up to global player, mobile payment – and more How did  Wirecard AG go from being a start-up to one of the leading international providers of electronic payments solutions? What will be Wirecard´s strategic course in the upcoming years? What value does the so-called “mobile payment” have in this connection? Why does […]