Modernising the Fight Against Money Laundering – An Overview of the German Customs Financial Integrity Act (ZFG) 2026
The effective fight against money laundering is one of the greatest challenges facing Germany’s financial system and its…
FIBE Berlin 2026: The Fintech Festival for the Future of the Financial Industry
This article is a guest contribution from FIBE Berlin in the context of its media partnership with PayTechLaw.…
The Transition Period of EBA’s No Action Letters on PSD2 and MiCAR ends on March 2, 2026: What happens next?
On February 12, 2026, the European Banking Authority ("EBA") published an opinion containing recommendations for national supervisory authorities for the period after the transition phase ("Opinion").
AI in the financial sector: Classification and practical significance of the new BaFin guidance on the use of AI
With the ongoing integration of artificial intelligence into the business models, processes and decision-making structures of financial companies,…
The interplay of CCD2 and AMLR: AML obligations for merchants offering invoice or instalment payments
The Anti-Money Laundering Regulation includes creditors of consumer credits in the list of obliged entities, while (EU) 2023/2225 (“CCD2”) significantly broadens the definition of consumer credit. In practice, this creates a notable distinction.
PayTechLaw – now available as a book!
With the title “PayTechLaw – The Law of Digital Payment Services”, a new handbook has been published by C.H. BECK. It is dedicated entirely to the regulatory and civil law framework of digital payments. The editors: Prof. Dr. Carsten Herresthal, LL.M., and Annerton partners Dr. Matthäus Schindele and Frank Müller, LL.M. – all recognized experts in payment services and financial regulatory law. They were supported by a top-class team of authors – including many familiar names from the Annerton environment and beyond.
Banking Exchange 2025: The “All in” for the future of Banking
Raise the stakes – on 16 September 2025, Frankfurt becomes the playing field of forward-thinkers as Payment & Banking hosts the legendary Banking Exchange (BEX). Under the motto “BEX in the Game”, this year’s event is all about the future of banking – and you can have a seat at the table.
Tokenization of money: e-money token vs. Commercial Bank Money Token
“People don’t talk about money” – or do they? Recently, at least, there has been increasing talk about…
Buy Now Pay Later – Overview of the Legal Framework
Spontaneous purchases, deferred payments – Buy Now Pay Later (BNPL) is a hallmark of modern consumer behaviour that prioritises flexibility. Once a familiar feature of mail-order catalogues, the model has evolved with the rise of e-commerce across Europe. Yet behind the seemingly simple concept lies a complex regulatory landscape that warrants closer scrutiny.
Outsourcing – Guest Appearance on the “Finanzmarkt Compliance” Podcast
What exactly does “outsourcing” mean – and why is it such a sensitive topic for banks, FinTechs and…
PSD3 & PSR – The Future of Payments in the European Union | ALLES LEGAL #96
🎧 Tune in now – and find out what PSD3 and PSR really mean for the future of…
Europe’s Renewed Push for Prosperity: Spotlight on the Savings and Investments Union
In its communication dated 19 March 2025, the European Commission unveiled an ambitious initiative with the potential to…
ALLES LEGAL Returns for a New Season!
We’re back! Our podcast Alles Legal – Fintech-Recht kompakt is entering its second season – now with Dana…