Nadja Reiß, Author at PAYMENT.TECHNOLOGY.LAW.

Der Bafin-Jahresbericht 2025: Zwischen Cyber-Resilienz, Geldwäscheprävention und dem Blick nach Europa The BaFin Annual Report 2025: Between Cyber Resilience, Anti-Money Laundering and a European Perspective

5 minute read

The BaFin Annual Report 2025: Between Cyber Resilience, Anti-Money Laundering and a European Perspective

byRenate Prinz,Nadja Reiß
18. May 2026

The BaFin Annual Report 2025 highlights a profound transformation of financial supervision. Alongside cyber resilience, DORA and ESG regulation, data-driven supervision, anti-money laundering and stronger European harmonisation are moving centre stage. At the same time, requirements for governance, IT structures and management accountability are increasing significantly.

DDORA & IT Security

9. MaRisk-Novelle und DORA: Digitale Resilienz wird Chefsache 9th MaRisk Amendment and DORA: Digital Resilience Becomes a Board-Level Responsibility

5 minute read

9th MaRisk Amendment and DORA: Digital Resilience Becomes a Board-Level Responsibility

bySebastian Glaab,Nadja Reiß
12. May 2026

The draft of the 9th MaRisk amendment systematically integrates the requirements of DORA into the existing MaRisk governance framework without creating a separate national regime. As a result, digital operational resilience is becoming a core management responsibility: ICT risks are no longer viewed solely as an IT security issue but as part of overall bank management, risk strategy, and institution-wide governance.

BBanking

4 minute read

Governance under the 9th MaRisk Amendment

bySebastian Glaab,Sophie Eiles,Nadja Reiß
23. April 2026

Mit der 9. MaRisk-Novelle rückt das Thema Governance erneut in den Fokus der Aufsicht. Im Vordergrund steht jedoch keine grundlegende Neuregulierung, sondern eine gezielte Weiterentwicklung des bestehenden Rahmens. Die BaFin reduziert punktuell Detailtiefe und verlagert den Schwerpunkt auf Prinzipienorientierung, tatsächliche Wirksamkeit und institutsspezifische Ausgestaltung.

BBanking

4 minute read

BRUBEG – New Fit & Proper Requirements

byRenate Prinz,Nadja Reiß
16. April 2026

The BRUBEG does not merely make selective adjustments to the existing Fit and Proper requirements under German supervisory…

BBanking

BaFin konsultiert 9. MaRisk-Novelle: mehr Proportionalität, weniger Komplexität BaFin consults on the 9th MaRisk amendment: enhanced proportionality, reduced complexity

3 minute read

BaFin consults on the 9th MaRisk amendment: enhanced proportionality, reduced complexity

bySebastian Glaab,Nadja Reiß,Sophie Eiles
2. April 2026

The 9th MaRisk amendment signals a paradigm shift in banking supervision: less detailed regulation, stronger risk orientation and enhanced proportionality. New institutional categories and consolidated requirements increase flexibility but require robust risk assessment and documentation.

BBanking

5 minute read

BRUBEG – What Third Country Branches Must Now Consider

byRenate Prinz,Nadja Reiß
30. March 2026

BRUBEG fundamentally reshapes the supervision of third country branches in the EU. This article explains the new requirements for third country branches, outlines the risk-based classification system and highlights when establishing an EU subsidiary may become necessary. A concise overview for third-country institutions targeting the EU market.

BBanking

BRUBEG – Überblick über das neue regulatorische Aufsichtsregime in Deutschland

4 minute read

BRUBEG – Overview of the New Regulatory Supervisory Regime in Germany

byRenate Prinz,Nadja Reiß
10. March 2026

With the Banking Directive Implementation and Bureaucracy Relief Act (BRUBEG), Germany implements CRD VI and introduces significant changes to banking supervision. Key developments include new rules for third-country branches, fit-and-proper requirements, ESG risks and M&A transactions in the banking sector. This article provides a concise overview of the most important changes.