Niklas Olschewski, Author at PAYMENT.TECHNOLOGY.LAW.

EZB-Leitfaden zur Auslagerung von Cloud-Diensten: Tipps zur Umsetzung von DORA ECB Guide on Cloud Outsourcing: Implementation Tips for DORA Compliance

7 minute read

ECB Guide on Cloud Outsourcing: Implementation Tips for DORA Compliance

byNiklas Olschewski
18. November 2025

In July 2025, the ECB published a non-binding guide on cloud outsourcing, aiming to align financial institutions with DORA’s resilience standards. It addresses supervisory findings and offers actionable best practices.

AAnti Money Laundering

3 minute read

The interplay of CCD2 and AMLR: AML obligations for merchants offering invoice or instalment payments

byDr. Susanne Grohé,Niklas Olschewski
2. October 2025

The Anti-Money Laundering Regulation includes creditors of consumer credits in the list of obliged entities, while (EU) 2023/2225 (“CCD2”) significantly broadens the definition of consumer credit. In practice, this creates a notable distinction.