On 4 November 2026, Germany’s banking and fintech community will come together for its annual industry gathering as Payment & Banking hosts the Banking Exchange (BEX). Under the theme “BEX Underground – Cash, Crime & Code”, the event will explore the future of banking. As a media partner of Banking Exchange 2026, we are proud to support this event.
BEX Underground: Cash, Crime & Code
Banking Exchange 2026 is a boutique event for the German banking industry. A compact, carefully curated one-day conference in Frankfurt, bringing together banks, fintechs, payment providers and regulatory experts.
Theme 2026: “BEX Underground – Cash, Crime & Code”
Three tracks, three key questions shaping the banking industry in 2026.
Cash – The New Money
Wero is being rolled out across an increasing number of markets and use cases. The EUDI Wallet is approaching its production launch. The digital euro is moving towards a decisive phase. The infrastructure through which banks reach their customers is being rebuilt – and in Europe, it is taking a different path than in the United States. For traditional banks, the key question is how much of this transformation represents an opportunity and how much a threat of displacement.
Crime – The New Risks
Authorised Push Payment (APP) fraud, deepfake attacks, Fraud-as-a-Service and AI versus AI in real-time fraud detection – attackers are scaling faster than most defence mechanisms. BEX Underground does not treat financial crime as a compliance footnote but dedicates an entire conference track to the topic.
Code – The New Power
Embedded Finance, cloud-native core banking, platforms effectively becoming banks, DORA after its first year, and the AI Act for financial services. If code becomes the business logic, the question of who writes and controls it will determine the banking market of the years ahead.
Why BEX 2026 Is a Boutique Event
BEX is intentionally designed as a one-day event with a limited number of participants. Rather than a large-scale conference, it provides an environment where meaningful conversations can take place. Speakers include leading industry figures who rarely share their perspectives in this depth elsewhere – because the format, audience and atmosphere make it possible.
The event will take place at Massif Central, the historic home of Germany’s oldest private bank and today an urban creative hub in the heart of Frankfurt. It is a venue that perfectly reflects the event’s theme.
For our Community
As a media partner, we are pleased to offer 20% off the ticket price. Use the discount code PayTechLawUndergroundCrew to join the event.
📅 4 November 2026
📍 Massif Central, Frankfurt am Main
