KYC Archives | PAYMENT.TECHNOLOGY.LAW.

EUDI-Wallet: KYC, SCA & digitale Signatur in einem System | ALLES LEGAL #122

2 minute read

EUDI-Wallet: KYC, SCA & Digital Signature in One System | ALLES LEGAL #122

byPeter Frey
14. January 2026

The EUDI-Wallet fundamentally changes KYC processes, strong customer authentication (SCA) and digital contract signing. This episode covers key use cases, tangible benefits for banks, and the regulatory perspective – and explores why the Wallet is more than just another identification tool.

AAnti Money Laundering

4 minute read

Further step towards the adoption of the EU AML Package

byTancrede Montagne
1. February 2024

As previously outlined on paytechlaw, the legislative process for the adoption of the AML Package of the EU…

AAnti Money Laundering

5 minute read

EBA’s Final Guidelines on Remote Customer Onboarding Solutions – Technological Neutrality as a Premise

byCharles Krier
14. December 2022

After having publicly consulted on the draft Guidelines on the use of remote customer onboarding solutions until March…

AAnti Money Laundering

2 minute read

PayTechTalk #65 – PeP, FIU, KYC and all crimes approach? | AMLA crash course

byFrank Müller
1. June 2021

To get a better insight into the law aiming to prevent money laundering and resulting obligations, Frank Müller…

KYC and KYB | PayTechLaw | FinTech-Onlinekurs | sutthinon602

4 minute read

KYC and KYB – identification pursuant to Anti-Money Laundering Act | FinTech online course #21

byDr. Susanne Grohé
2. December 2020

As we have already learned in the last article, the identification of the customer is only one of…

EEvents

3 minute read

PayTechTalk Top5 – 2018: The most popular podcasts of 2018

byPayTechLaw-Team
29. December 2018

As already hinted at in my last post: after we presented the PayTechLaw Top10, i.e. the ten blog…

AAnti Money Laundering

PayTechTalk 29 | Geldwäscheprävention | Due diligence | KYC durch Dritte | PayTechTalk | PayTechLaw

1 minute read

PayTechTalk 29: KYC by Third Parties? This is how it works!

byFrank Müller
4. October 2018

In PayTechTalk 28 haben wir uns intensiv mit dem Thema Geldwäscheprävention befasst und versucht, die wesentlichen Grundlagen zu vermitteln.…

AAnti Money Laundering

Checkliste § 25i Abs. 2 KWG | Checklist section 25i para. 2 KWG | PayTechLaw

6 minute read

KYC and the distribution of e-money: Do I have to or not? Section 25i para. 2 German Banking Act (KWG)

byChristian Walz
2. October 2018

The German legislator transposed the requirements of the 4th EU Anti-Money Laundering Directive (AMLD 4) into German law…

AAnti Money Laundering

Geldwäscheprävention | money laundering prevention | PayTechTalk | PayTechLaw

1 minute read

PayTechTalk 28: KYC, AML and CTF. Fanta 4? Prevention of money laundering!

byFrank Müller
20. September 2018

In PayTechTalk 28 I will be discussing an issue that is of great importance for our advisory practice…

AAnti Money Laundering

2 minute read

AML5 update: 5th Anti Money Laundering Directive adopted

byDr. Matthäus Schindele
3. July 2018

5th Anti Money Laundering Directive (AML5) tightens requirements for anonymous e-money and makes cryptocurrency platforms and wallet providers…

AAnti Money Laundering

ESAs | Geldwäscheprävention | money laundering prevention | PayTechLaw

7 minute read

Double standards: ESAs place high demands on the use of innovative solutions regarding anti-money laundering prevention

byDr. Susanne Grohé
6. March 2018

In their opinion, the ESAs praise how money laundering and the financing of terrorism can be prevented by…

AAnti Money Laundering

AML and PSD2 – The End of E-Money?

byFrank Müller
22. November 2016

Full KYC and e-money business are not best friends. However, the obligation to apply SCA to e-money transactions under PSD2 could be a deathblow.

AAnti Money Laundering

BaFin pulls back on plans to modify administrative practices on video identification – Circular 04/2016 (GW) suspended until 31 December 2016

byFrank Müller
12. July 2016

Circular on video identification is suspended Germany’s Federal Financial Supervisory Authority (BaFin) announced yesterday that the requirements in…

AAnti Money Laundering

Proposal for a fifth AML Directive – Impacts on the E-money Business

byFrank Müller
6. July 2016

If the “killer” provision of Article 12 of 5AMLD will come into force, it will massively impact the European e-money business. No thresholds and full KYC.