Peter Frey, Author at PAYMENT.TECHNOLOGY.LAW.

1 minute read

PSD3 & PSR: What’s Changing in Open Banking Now | ALLES LEGAL #111

byPeter Frey
10. September 2025

Under PSD3 and the PSR, Open Banking rules are tightening: Banks must provide APIs, publish documentation, and offer permission dashboards. At the same time, third-party providers gain stronger rights – without extra registration hurdles. Explained by Peter Frey in episode 111 of “Alles Legal”. Tune in now!

PPodcast

2 minute read

PSD3 & PSR: Safeguarding of Customer Funds – New Rules for Greater Protection and Practicality | ALLES LEGAL #110

byPeter Frey
3. September 2025

Safeguarding redefined under PSD3 and PSR: Institutions must better protect customer funds – with stricter rules, new account obligations, and a closer look at trust and central bank accounts. Peter Frey breaks it down in #110 episode of Alles Legal.

PPodcast

2 minute read

PSD3 & PSR: Strong Customer Authentication – new duties, old challenges | ALLES LEGAL #109

byPeter Frey
27. August 2025

This episode of Alles Legal – Fintech-Recht kompakt focuses on strong customer authentication (SCA) in the context of PSD3 and PSR. What are the new obligations for payment service providers? Which pain points remain? Tune in now!

DDORA & IT Security

4 minute read

The new DORA-RTS SUB is here!

byJosefine Spengler,Peter Frey
21. August 2025

On 2 July 2025, the European Commission adopted the Regulatory Technical Standard RTS SUB (Delegated Regulation (EU) 2025/532). It specifies the requirements that financial institutions must meet when (sub-)contracting ICT services that support critical or important functions – particularly with regard to risk assessment and the management of sub-service providers.

PPodcast

1 minute read

Liability, fraud prevention and the battle over authorisation | ALLES LEGAL #108

byPayTechLaw-Team,Peter Frey
6. August 2025

In this episode, Peter Frey and host Dana Wondra discuss the new liability rules under PSD3 and PSR. The focus: authorised vs unauthorised payments and new EU-wide measures for tackling fraud.

PPodcast

2 minute read

PSD3 and PSR: Where Do Exemptions Apply? | ALLES LEGAL #107

byPayTechLaw-Team,Peter Frey
30. July 2025

Which companies will need regulation – and which won’t? In Episode 107 of Alles Legal – Fintech-Recht kompakt, Peter Frey explains who falls under PSD3 and PSR – and where exemptions apply. Tune in now!

PPodcast

2 minute read

PSD3 and PSR: Understanding the New EU Requirements for Payment Services | ALLES LEGAL #106

byPayTechLaw-Team,Peter Frey
23. July 2025

What do PSD3 and PSR mean for payment services in Europe? In the new podcast episode, Annerton partner Peter Frey explains the planned reform and its practical implications – clearly, competently and to the point. Tune in now!

BBitcoin & Co.

5 minute read

Stablecoins in the EU from a regulatory perspective

byAwet Yohannes,Peter Frey
8. July 2025

Stablecoins bridge the gap between the advantages of distributed ledger technology (e.g., Blockchain) and the traditional financial system.…

BBanking

3 minute read

Brussels is negotiating, the market is waiting: What’s next for FiDA?

byPeter Frey,Awet Yohannes
8. April 2025

There has been a lot of activity around FiDA recently. In February 2025, a rumour spread that the…

PPSD3 & Co

4 minute read

Payment tokens in the regulatory crossfire between MiCAR & PSD2/EMD2 (upcoming PSD3/PSR)

byPeter Frey,Awet Yohannes
8. October 2024

Payment tokens are those crypto-assets that are primarily used for payment purposes. The Markets in Crypto-Assets Regulation (“MiCAR”)…

PPayment

3 minute read

Minimum risk management requirements for ZAG institutions – ZAG-MaRisk

byPeter Frey,Dr. Jörg Streißle
13. June 2024

On 27 May 2024, the German Federal Financial Supervisory Authority (“BaFin”) published the final version of its circular…

PPSD3 & Co

3 minute read

Innovations in PSD3 and PSR from ECON Reports

byPeter Frey
23. April 2024

The proposals for the Payment Services Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) continue to take…

FFinTech

Mindestanforderungen an das Risikomanagement von ZAG Instituten (2)

4 minute read

Minimum requirements for risk management at ZAG institutions (2)

byPeter Frey
15. November 2023

Update: The ZAG-MaRisk was published on May 27, 2024 after an extended consultation. According to the BaFin’s letter…