FFinTech Read More 3 minute read Deposit from the credit institution and e-money (only) from the e-money institution?byDr. Hugo Godschalk,Awet Yohannes19. November 2024 Digital means of payment are more present in public discourse than ever; not least due to the new… Read More
CCrypto & digitisation Read More 3 minute read September, sun and blockchain – See you in Barcelona?byPayTechLaw-Team10. July 2024 The European Blockchain Convention is taking place in Barcelona for the 10th time. The two-day event will bring… Read More
CCrypto & digitisation Read More 3 minute read The EU Digital Identity WalletbyDr. Susanne Grohé9. July 2024 Another wallet? Another payment scheme? No, the EU Digital Identity Wallet has a bit of a misleading name… Read More
CCrypto & digitisation Read More 4 minute read Annerton’s Guide to Markets in Crypto-Assets Regulation (MiCAR)byAlireza Siadat,Tamari Asatiani20. June 2024 The Markets in Crypto-Assets Regulation (MiCAR) aims to promote an innovative crypto ecosystem in the EU. It regulates… Read More
CCrypto & digitisation Read More 7 minute read The Digital Euro in the European Election CampaignbyDr. Hugo Godschalk28. May 2024 The European Commission’s proposal to regulate the digital euro (D€) has been on the table since June 28th,… Read More
IInfographic Read More 2 minute read Regulation of Crypto Currencies in Europe – An overviewbyAlireza Siadat17. May 2024 Our infographic provides a comprehensive overview of the key milestones in cryptocurrency regulation in the European Union and… Read More
CCrypto & digitisation Read More 4 minute read Overview of the AI Act, the first ever legal framework on AIbyTancrede Montagne26. March 2024 The recent success of Chatbots such as ChatGPT, has led to much debate on the use of artificial… Read More
CCrypto & digitisation Read More 3 minute read Blockchain in Action – How DLT Enables Sanction EnforcementbyEyip Akcuru,Alireza Siadat27. February 2024 The European Union’s 12th sanctions package includes new and extended sanctions against Russia. In addition to the transit… Read More
AAnti Money Laundering Read More 4 minute read Further step towards the adoption of the EU AML PackagebyTancrede Montagne1. February 2024 As previously outlined on paytechlaw, the legislative process for the adoption of the AML Package of the EU… Read More
FFinTech Read More 8 minute read The EU Commission’s proposals for PSD3 – transitional provisions, Art. 44, 45 PSD3byDr. Paul Schultess,Jonas Philipp Burckgard21. September 2023 On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3”) and a… Read More
BBanking Read More 4 minute read E-money under PSD3 and PSRbyAwet Yohannes,Christian Walz7. September 2023 On June 28, 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a… Read More
BBanking Read More 11 minute read The metamorphosis of a payment instrument into a payment appbyDr. Hugo Godschalk30. August 2023 If you “google” the term payment app, you come across Apple Pay, Google Pay, Payback Pay, Bluecode, PayPal… Read More
RRegulatory Read More 4 minute read “Fully” decentralised DeFi under MiCARbyAlireza Siadat,Tamari Asatiani28. August 2023 The Markets in Crypto-Assets Regulation (MiCAR) excludes crypto-asset services that are provided in a fully decentralised manner without… Read More
AAnti Money Laundering Read More 3 minute read European Commission publishes a Proposal for a Regulation on the establishment of the digital eurobyChristian Walz10. July 2023 On June 28, 2023, the European Commission published a proposal for a regulation (“dEUR Regulation”) on the establishment… Read More