“How safe is my money?” Safeguarding of customer funds held by payment and e-money institutions
Since 2020 at the latest, many customers of payment and e-money institutions (PSPs) have been concerned with one…
Electronic vouchers: Which license requirements do exist for the issuance and distribution?
Vouchers are a useful thing. You can get them in the supermarket around the corner, even there is…
Execution of Payment Transactions and Money Remittance | FinTech online course #1
The execution of payment transactions and money remittance are payment services. If you want to provide payment services,…
Vouchers and Gift Cards | FinTech online course #5
The terms “gift card” or “voucher” (hereinafter jointly “voucher”) are not defined in the law. However, it is…
Limited Network and Limited Range | FinTech online course #7
16In the context of payment services and e-money, many speak of Limited Networks and Limited Range. This refers…
PayTechTalk 58 – Deposit business | FinTech online course #12
Payment institutions and e-money institutions collect funds from their customers and hold these funds – sometimes for longer…
Requirements for maintaining a BaFin Licence | FinTech online course #18
In our yesterday’s blog post, we dealt with the question how to obtain a BaFin licence for payment…
From ‘A for acquirer’ to ‘Z for ZAG licence’: our PayTechLaw glossary gives guidance
Update | 3.11.2020 265 glossary terms. These are 136 German and 129 English explanations of industry-specific technical terms,…
PayTechTalk 57 – Licence rental, License as a Service, Banking as a Service, BIN Rental, BIN Sponsoring, Sponsor bank relationship
In his last blog article, Christian dealt with licence rental and gave an example to show what to…
Need a licence? Licence rental simply explained
Who amongst us is not familiar with this situation? You have a great business idea for a revolutionary…