Legal, illegal, who cares? – Sanctions for payment services and e-money business without a licence
As part of our daily advisory work, we often have to consider whether a license is required for…
PayTechTalk 49 – Time of crisis – time for vouchers? Prepaid products to help with the crisis
Everyone is currently talking about the “Corona crisis” and of course it also affects our day-to-day life here…
Time to read: The must-reads on payment transaction law
Believe it or not, there is a silver lining to being in lockdown and having to cancel Easter…
From ‘A for acquirer’ to ‘Z for ZAG’ (the German Payment Services Supervision Act): our PayTechLaw glossary gives guidance
3-party or 4-party system? Acquirer or issuer? BKM, e-money agent, payment initiation services and the rest: Those not…
PayTechTalk 45 – Chinese payment methods: what makes WeChat Pay, Alipay and co. so successful?
In today’s episode of PayTechTalk, we will for once not focus primarily on legal and regulatory issues. Rather,…
Let the music play: The distribution of e-money and payment institutions in the EU
Would you like to play a little guessing game? Yes? Great! The question to be answered is: What…
Important supervisory law sources for payment service providers
Here on PayTechLaw we regularly look at overviews of laws and supervisory documents, e.g. the summaries of the…
PayTechTalk 40 – IBAN discrimination also through differentiation according to the payer’s place of residence
Is it allowed to offer customers different methods of payment when they make bookings over the internet, depending…
PayTechTalk 35 – About BaFin’s Instructions for the Interpretation and Application of the German Anti-Money Laundering Act (IIA)
The instructions for the interpretation and application (IIA) of the German Federal Financial Supervisory Authority (BaFin) on…