Should e-money be a universal medium of exchange?
Payment systems regulatory law has recognized three types of money so far: cash (banknotes and coins), scriptural money…
Should e-money be a universal medium of exchange?
Payment systems regulatory law has recognized three types of money so far: cash (banknotes and coins), scriptural money…
PayTechTalk 62 – MiCAR, DeFi and NFT
In this episode of PayTechTalk, Biyan Mienert is my guest. We talk about current blockchain and DLT-related topics:…
Crowdfunding Regulation and lending platforms – Hooray, no fronting bank needed anymore!
In a previous blog post, we have presented the Crowdfunding Regulation (Regulation on “European Business CrowdfundingService Providers“, (EU)…
PayTechTalk 61 – The Financial Center Luxembourg
In this episode of PayTechTalk, Dr Susanne Grohé talks to Avocat à la Cour Charles Krier about Luxembourg…
Crypto-assets, fiat currency and aliens – some notes on the MiCAR
At the end of September 2020, the European Commission presented its draft for a “Regulation on markets in…
Some personal thoughts on women in the fintech industry
March 8th, International Women’s Day, has recently been made a public holiday in Berlin, Germany. This allows me…
New supervisory regime for investment firms through the WpIG
According to the government draft, investment firms will be subject to a completely new supervisory regime – the…
Electronic vouchers: Which license requirements do exist for the issuance and distribution?
Vouchers are a useful thing. You can get them in the supermarket around the corner, even there is…
Markets in Crypto Assets Regulation – first insight with a focus on financial instruments
Crypto assets are neither uniformly defined nor regulated in the EU. The issuance and distribution of crypto assets…
State Treaty on Gambling 2021: Online gambling soon legal throughout Germany – impact on payment transactions
“This offer is only valid for persons with an address and habitual residency in Schleswig-Holstein.” Some of you…