Material legal framework that payment service providers in the area of regulatory law need to know
We already provided you with overviews of the material legal provisions that are relevant for payment service providers…
Video identification: Draft regulation of the Federal Ministry of Finance
On 18 April 2024, the Federal Ministry of Finance (BMF) published the draft of an ordinance on money…
One-way street FiDA – why well-intentioned is not well done
With its proposal for a regulation on a framework for access to financial data (Financial Data Access –…
Online again: BaFin register of notified LNE exemptions
Here at PayTechLaw, we have always dealt with the PSD2-exceptions for limited networks and limited product ranges. Those…
ESA’s Final Report: SFDR RTS 2.0
Introduction The European Union wants to achieve net-zero CO2 emissions by 2050 – among other things with the…
DORA takes shape – first package of final RTS/ITS to DORA published
EU regulators have published the final versions of an initial set of four technical standards for operational resilience…
“Fully” decentralised DeFi under MiCAR
The Markets in Crypto-Assets Regulation (MiCAR) excludes crypto-asset services that are provided in a fully decentralised manner without…
The EU Commission’s proposals for PSD3 and PSR – Limited Network and Limited Range
On 28.6.2023, the EU Commission presented proposals for a Payment Services Directive (“PSD3“) and a Payment Services Regulation…
The EU Commission’s proposal for PSD3 and PSR – a first overview
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The new EU payment service regulation – Kick-off of our PSD3 series
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
Not every e-mail from a company in B2C is the same as unauthorized advertising
In its judgment of 4 May 2023 (C-300/21), the ECJ ruled that a significant interference with the protected…
Third Luxembourg DLT Law
On 23 March 2023, the law of 15 March 2023 implementing the EU DLT Pilot Regime1 (the “Law”…
DeFi vs. CeFi #6 – BaFin’s publication on NFTs & BaFin vs. Uniswap
In our latest episode of PayTechTalk and our 6th “DeFi vs CeFi” series, we talk the latest activities…
ESMA Guidelines for operating DLT market infrastructure under the DLT Pilot Regime
The European Securities and Market Authority (ESMA) has recently published final report on the DLT Pilot Regime (DLTR).…