The EU Commission’s proposal for PSD3 and PSR – a first overview
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The new EU payment service regulation – Kick-off of our PSD3 series
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
Crowdfunding Regulation and lending platforms – Hooray, no fronting bank needed anymore!
In a previous blog post, we have presented the Crowdfunding Regulation (Regulation on “European Business CrowdfundingService Providers“, (EU)…
Factoring and anti-money laundering law: Which requirements under money laundering law shall a factoring company meet?
The following article provides an overview of the requirements that factoring companies have to meet with regard to…
Factoring and guarantee business in contrast to payment services | FinTech online course #13
When a company wants to develop new financial or payment products, the question always arises as to whether…
What are the obligations under German AML law? | FinTech online course #20
Before answering this question, we must first clarify who has to comply with the German AML law. Legally…
No flood of lawsuits regarding the instructions on the right of withdrawal after all?
The German Federal Supreme Court’s reaction to the CJEU’s ruling of 26 March 2020 In my blog entry…
More lawsuits again regarding the provision of instructions on the right of withdrawal?! The CJEU ruling of 26 March 2020
The subject of information on the right of withdrawal or instructions regarding the right of withdrawal (hereinafter referred…
P2B Regulation or “platform, be kind to your merchants”
With the P2B Regulation (EU) 2019/1150, the EU now sets out rules for online platforms and online marketplaces…
Factoring – What factoring licence should I apply for?
It is clear that anyone wishing to carry out factoring in Germany first needs a factoring licence. However,…