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Browsing Category

PSD2

40 posts
FFinTech
Ende der Übergangsfrist MiCaR & PSD2
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  • 4 minute read

The Transition Period of EBA’s No Action Letters on PSD2 and MiCAR ends on March 2, 2026: What happens next?

  • byKemal Ahmedi
  • 13. February 2026
On February 12, 2026, the European Banking Authority ("EBA") published an opinion containing recommendations for national supervisory authorities for the period after the transition phase ("Opinion").
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BBanking
EUDI-Wallet: Haftung, Regress & Risiken im Zahlungsverkehr | ALLES LEGAL #123 EUDI-Wallet: Liability, Recourse & Risks in Payment Transactions
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  • 2 minute read

EUDI-Wallet: Liability, Recourse & Risks in Payment Transactions | ALLES LEGAL #123

  • byPeter Frey
  • 21. January 2026
Even when using the EUDI-Wallet, the bank remains the first point of contact for liability – but what happens when it seeks recourse? In episode #123, Peter Frey explains why the lack of clear legal rules creates risk for everyone involved.
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PPSD2
FIDA: Financial Data Sharing Schemes, Vergütung & Umsetzungsfristen
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  • 2 minute read

FIDA: Financial Data Sharing Schemes, Remuneration & Implementation Deadlines | ALLES LEGAL #118

  • byAwet Yohannes
  • 12. November 2025
In episode 118 of our podcast Alles Legal – Fintech-Recht kompakt, we delve into part three of the FIDA series. Dana Wondra from Payment & Banking speaks with solicitor Awet Yohannes from Annerton about the core of the FIDA Regulation: the so-called FIDA Schemes.
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PPSD2
FIDA: Rechte & Pflichten der Akteure im FIDA-Dreieck | ALLES LEGAL #117 Rights & Duties in the FIDA Triangle
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  • 2 minute read

FIDA: Rights & Duties in the FIDA Triangle | ALLES LEGAL #117

  • byAwet Yohannes
  • 5. November 2025
What roles do data holders, data users and customers play in the era of Open Finance? In this new episode of Alles Legal – Fintech-Recht kompakt, Dana Wondra and Awet Yohannes take a close look at the Financial Data Access Regulation (FIDA). Tune in now!
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PPSD2
Double Regulation for Crypto Asset Services regarding E-Money Tokens? 1
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  • 7 minute read

Double Regulation for Crypto Asset Services regarding E-Money Tokens?

  • byAwet Yohannes,Kemal Ahmedi
  • 24. June 2025
On 10 June 2025, the European Banking Authority (“EBA”) published a no action letter on the relationship between the PSD2 and MiCAR regarding the activity of transacting e-money tokens (“No Action Letter”).
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PPSD2
BaFin publishes its expectations regarding PSD2 account access interfaces 2
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  • 4 minute read

BaFin publishes its expectations regarding PSD2 account access interfaces

  • byAwet Yohannes
  • 18. October 2024
In its supervisory notice dated October 9, 2024 (available here), the German Federal Financial Supervisory Authority (BaFin) has…
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PPSD2
PSD3 and PSR: What changes are there for telecommunication-specific payment transactions? | by Katharina Wagener
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  • 3 minute read

PSD3 and PSR: What changes are there for telecommunication-specific payment transactions?

  • byKatharina Wagener
  • 14. March 2024
The proposals for the Payment Services Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) continue to take…
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FFinTech
The EU Commission's proposal for PSD3 and PSR - a first overview
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  • 8 minute read

The EU Commission’s proposal for PSD3 and PSR – a first overview

  • byPeter Frey,Dr. Florian Lörsch
  • 5. July 2023
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
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FFinTech
The new EU payment service regulation – Kick-off of our PSD3 series
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  • 5 minute read

The new EU payment service regulation – Kick-off of our PSD3 series

  • byPeter Frey,Dr. Florian Lörsch
  • 3. July 2023
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
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PPSD2
PSD3 is getting closer - Results of the PSD2 Review Study
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  • 4 minute read

PSD3 is getting closer – Results of the PSD2 Review Study

  • byChristian Walz
  • 14. February 2023
The European Commission presented a study on the application and impact of the Second Payment Services Directive (PSD2)…
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FFinTech
How to become a payment institution in Luxembourg | Charles Krier from Annerton | PayTechLaw | Cover picture: Adobe Stock/Maxim
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  • 4 minute read

How to become a payment institution in Luxembourg

  • byCharles Krier
  • 6. September 2022
Payment services within the meaning of the second payment services directive (PSD2) may be provided by different payment…
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PPSD2
On the Way to PSD3 – EBA’s Thoughts on Required Amendments to the Regulatory Framework for Payment Services | PayTechLaw | Christian Walz from Annerton
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  • 3 minute read

On the Way to PSD3 – EBA’s Thoughts on Required Amendments to the Regulatory Framework for Payment Services

  • byChristian Walz
  • 29. June 2022
The review of PSD2 is currently taking place with some delay. With this review, various market participants are…
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BBanking
Revised regulatory technical standards (RTS) on strong customer authentication (SCA) and common and secure communication (CSC) under PSD2 | PayTechLaw | Charlea Krier | Cover picture: Adobe Stock/Looker_Studio
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  • 4 minute read

Revised regulatory technical standards on strong customer authentication and common and secure communication under PSD2

  • byCharles Krier
  • 10. May 2022
Revised RTS on SCA & CSC under PSD2 On 5 April 2022, the European Banking Authority (EBA) published…
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PPSD2
New Card in Town - Legal Aspects of City Cards | PayTechLaw | Christian Walz | Cover picture:
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  • 4 minute read

New Card in Town – Legal Aspects of City Cards

  • byChristian Walz
  • 15. February 2022
City cards as a solution to strengthen the retail trade? The increasing desolation of our city centers is…
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Latest Posts
  • The BaFin Annual Report 2025: Between Cyber Resilience, Anti-Money Laundering and a European Perspective
    • 18.05.26
    • byRenate Prinz,Nadja Reiß
  • Creditworthiness Assessments under CCD2: What Is Changing in Practice | ALLES LEGAL #135
    • 13.05.26
    • byDr. Florian Lörsch
  • 9th MaRisk Amendment and DORA: Digital Resilience Becomes a Board-Level Responsibility
    • 12.05.26
    • bySebastian Glaab,Nadja Reiß
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