“Lex Apple Pay” – let’s pretend we don’t have a clue… what exactly are technical infrastructure services?
Everyone has been talking about “Lex Apple Pay” ever since the Finance Committee provided its recommendation to include…
Opinion on the draft EBA guidelines on loan origination and monitoring: Please accept technology as part of banking!
The European Banking Authority (EBA) has carried out a consultation on draft guidelines on loan origination and monitoring.…
Is Libra e-money?
Is Libra e-money or rather a virtual currency? Since Libra is based on blockchain technology, it would stand…
The Libra cryptocurrency – a simple explanation
…also for people who have so far not looked into blockchain… What is the Libra cryptocurrency? Facebook has…
EBA clarification: Setting up a SEPA direct debit mandate does not require strong customer authentication
After the European Banking Authority (EBA) sparked considerable excitement with one of its answers given in the Q&A…
Strong customer authentication for online SEPA direct debits: BaFin’s clarification
You shall never ask me? But questions are useful as sometimes answers are indeed given… In one of…
PayTechTalk 37 – Approval procedures: directors, qualifying holdings, and capital requirements
In our 34th episode of PayTechTalk I talked with my colleague Christian about the licence types for payment…
What is a Security Token Offering (STO)?
The hype surrounding ICOs has cooled down a bit of late, but now Germany is seeing its first…
You shall never ask me (Nie sollst Du mich befragen) – the possibly dim future of online SEPA direct debit payments
A new response by the EBA in their Q&A tool may have a huge impact on the future…
Screen Scraping is dead – long live Screen Scraping!
A heated debate has been going on for years as to whether account information services providers (AISP) and…