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PAYMENT.TECHNOLOGY.LAW.
  • Topics
    • Agentic Payments
    • Anti Money Laundering & Sanctions
    • Artificial Intelligence
    • Banking
    • Bitcoin & Cryptocurrencies
    • Crypto & digitisation
    • Data Protection
    • DORA & IT Security
    • FinTech
    • Insurance Law
    • Investment
    • Payment
    • PSD2
    • Regulatory
    • Tax
  • Podcast
  • PSD3 & Co
  • Glossary
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Frank Müller

69 posts
Frank is partner in the Munich office of Annerton law firm. With 10+ years of professional experience advising German and international clients on banking, regulatory, payment and anti-money-laundering law related matters, Frank deeply understands the issues and complexities facing the payment services industry.
PPayment
Alles Legal #147 Agentic Payment
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  • 3 minute read

Agentic Payment: Do We Need More Courage Rather Than More Rules? | ALLES LEGAL #147

  • byFrank Müller
  • 23. September 2026
Agentic payment is far from being as legally impossible as it can sometimes seem. In episode #147 of…
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FFinTech
Agentic Payments: When does an AI provider need a licence? | ALLES LEGAL #146 1
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  • 4 minute read

Agentic Payments: When does an AI provider need a licence? | ALLES LEGAL #146

  • byFrank Müller
  • 16. September 2026
When does a provider of AI agents become a regulated payment service provider? In episode #146 of “Alles Legal – Fintech-Recht kompakt”, Frank Müller explains the regulatory boundaries businesses need to be aware of when it comes to Agentic Payments. Tune in now!
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FFinTech
Alles Legal #145
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  • 3 minute read

Agentic Payments: How autonomously can AI make payments? | ALLES LEGAL #145

  • byFrank Müller
  • 9. September 2026
What happens when it is no longer the customer but an AI agent that handles the checkout and payment? In episode #145 of Alles Legal – Fintech-Recht kompakt, we explore which possibilities existing payment law already offers for agentic payments – and where regulatory requirements still limit autonomous transactions. Tune in now!
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FFinTech
Agentic Commerce: Ist unser Recht bereit für KI-Agenten? | ALLES LEGAL #144 Agentic Commerce: Is Our Law Ready for AI Agents? | ALLES LEGAL #144
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  • 3 minute read

Agentic Commerce: Is Our Law Ready for AI Agents? | ALLES LEGAL #144

  • byFrank Müller
  • 2. September 2026
AI agents can do more than search and recommend: they can independently select and purchase products and services. But to whom are these decisions legally attributed? Frank Müller explains why the user's mandate is becoming key to agentic commerce.
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PPodcast
FiDA - What financial institutions will soon be required to deliver | ALLES LEGAL #97 2
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  • 2 minute read

FiDA – What financial institutions will soon be required to deliver | ALLES LEGAL #97

  • byFrank Müller
  • 21. May 2025
Tune in now – and learn more about the current status of the Financial Data Access Regulation (FiDA).…
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PPodcast
PSD3 & PSR - The Future of Payments in the European Union | ALLES LEGAL #96 3
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  • 2 minute read

PSD3 & PSR – The Future of Payments in the European Union | ALLES LEGAL #96

  • byFrank Müller
  • 14. May 2025
🎧 Tune in now – and find out what PSD3 and PSR really mean for the future of…
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PPodcast
ALLES LEGAL Returns for a New Season! 4
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  • 2 minute read

ALLES LEGAL Returns for a New Season!

  • byFrank Müller
  • 8. May 2025
We’re back! Our podcast Alles Legal – Fintech-Recht kompakt is entering its second season – now with Dana…
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AAnti Money Laundering & Sanctions
AMLA crash course | PayTechTalk
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  • 2 minute read

PayTechTalk #65 – PeP, FIU, KYC and all crimes approach? | AMLA crash course

  • byFrank Müller
  • 1. June 2021
To get a better insight into the law aiming to prevent money laundering and resulting obligations, Frank Müller…
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PPodcast
PayTechTalk 56 | Verwahrung von digitalen Assets | PayTechLaw
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  • 3 minute read

PayTechTalk 56 – Custody of Digital Assets

  • byFrank Müller
  • 17. September 2020
PayTechTalk #56 again represents a very special episode. In this episode we will discuss with four renowned Blockchain…
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PPodcast
PayTechTalk 55 | Der digitale, programmierbare Euro | digital programmable Euro | PayTechLaw
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  • 3 minute read

PayTechTalk 55 – The digital programmable euro

  • byFrank Müller
  • 14. August 2020
Our 55th episode of PayTechTalk is a special one as it is a co-production between us and the…
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AAnti Money Laundering & Sanctions
Kommission | Geldwaesche | Terrorismusfinanzierung | Commission | anti-money laundering | terrorism financing | PayTechLaw
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  • 4 minute read

Commission increases its fight against money laundering and terrorism financing

  • byFrank Müller,Marina von Wallenberg-Pachaly
  • 4. August 2020
The EU Commission increases its fight against money laundering – will this pave the way for a new…
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PayTechTalk 54 | Krypto | Blockchain | AMLD5 | UK | Deutschland | PayTechLaw
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  • 2 minute read

PayTechTalk 54 – Blockchain and crypto regulation from the UK and the German perspective

  • byFrank Müller
  • 30. July 2020
In today’s episode of PayTechTalk, I talk to crypto and Blockchain experts James Burnie (gunnercooke) and Alireza Siadat…
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AAnti Money Laundering & Sanctions
EBA Consultation Paper | E-Geld-Emittenten | e-money issuers | PayTechLaw
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  • 3 minute read

The EBA’s consultation paper on money laundering and terrorism financing risk factors – changes for e-money issuers?

  • byFrank Müller,Katharina Wagener
  • 21. July 2020
The European Banking Authority (“EBA”) published a new consultation paper in February 2020 on revised guidelines on money…
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AAnti Money Laundering & Sanctions
PayTechTalk 53 | Krypto-Regulierung | AMLD5 | PayTechLaw
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  • 2 minute read

PayTechTalk 53: AMLD5 as a start for crypto regulation

  • byFrank Müller
  • 9. July 2020
In today’s episode of PayTechTalk, I’ll be talking to my colleagues Charles Krier and Alireza Siadat. Together we will…
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Latest Posts
  • CCD2: New rules for leasing and hire purchase | ALLES LEGAL #148
    • 07.10.26
    • byDr. Florian Lörsch
  • Final RTS on Customer Due Diligence under Article 28 AMLR: What Has Changed Since the Consultation
    • 02.10.26
    • bySebastian Glaab,Ariane Lunderstedt
  • What could the next version of MiCA look like?
    • 01.10.26
    • byCharles Krier,Tancrede Montagne
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