New EBA uniform guidelines for the notification procedure of the PSD “limited networks” exclusion
In his blog post of 20 July, Christian Walz presented the outline of the guidelines put out for…
Tokenised bank money – Further comments on MiCAR (2)
In my previous article, I discussed the problems arising from the methodology and definitions of the European Commission’s…
Should e-money be a universal medium of exchange?
Payment systems regulatory law has recognized three types of money so far: cash (banknotes and coins), scriptural money…
Crypto-assets, fiat currency and aliens – some notes on the MiCAR (1)
At the end of September 2020, the European Commission presented its draft for a “Regulation on markets in…
German Central Bank payment transaction statistics: Can you solve these riddles?
Do you prefer paragraphs or numbers? Both can lead to pretty contradictory results. This is a good thing…
Payment cards | FinTech online course #9
In terms of the number of transactions, payment cards are by far the most widely used non-cash payment…
PayTechTalk 58 – Deposit business | FinTech online course #12
Payment institutions and e-money institutions collect funds from their customers and hold these funds – sometimes for longer…
EPI: The destination is clear but now how we get there (part 2)
Update on the European Payments Initiative (EPI) and the EU Retail Payments Strategy (RPS) In the first part…
The EPI: The destination is clear but not how we get there (part 1)
New information on the European Payments Initiative (EPI) and the EU’s Retail Payments Strategy (RPS) On 2 July,…
Interchange Fee Regulation: a stimulus package for acquirers?
EU Regulation 2015/751 on interchange fees for card-based payment transactions – more commonly known as the Interchange Fee…