The narrative of Mastercard and Visa dominance
Do the International Card Schemes (ICS) Mastercard and Visa dominate in Europe or even in Germany? Do these…
Infographic | Corona and the European card business
Did the pandemic affect the European card business? In the first year of the new Corona era, the…
Infographic co-badging of national card schemes in the EU
Due to Mastercard’s announcement that the debit card brand Maestro will be terminated as of mid-20231, the topic…
New EBA uniform guidelines for the notification procedure of the PSD “limited networks” exclusion
In his blog post of 20 July, Christian Walz presented the outline of the guidelines put out for…
Tokenised bank money – Further comments on MiCAR (2)
In my previous article, I discussed the problems arising from the methodology and definitions of the European Commission’s…
Should e-money be a universal medium of exchange?
Payment systems regulatory law has recognized three types of money so far: cash (banknotes and coins), scriptural money…
Crypto-assets, fiat currency and aliens – some notes on the MiCAR (1)
At the end of September 2020, the European Commission presented its draft for a “Regulation on markets in…
German Central Bank payment transaction statistics: Can you solve these riddles?
Do you prefer paragraphs or numbers? Both can lead to pretty contradictory results. This is a good thing…
Payment cards | FinTech online course #9
In terms of the number of transactions, payment cards are by far the most widely used non-cash payment…
PayTechTalk 58 – Deposit business | FinTech online course #12
Payment institutions and e-money institutions collect funds from their customers and hold these funds – sometimes for longer…