Direct debits are dead. Long live direct debits! – What the CJEU ruling regarding direct debits means for online merchants
In a recent extraordinary ruling, the CJEU decided that merchants are not allowed to only offer the possibility…
PayTechTalk 47: Lex Apple Pay – A great moment for Parliament or legislative nonsense?
Happy Birthday Das Wichtigste zuerst: Happy Birthday, Apple Pay Deutschland! This is because a year ago today, the…
“Lex Apple Pay” – let’s pretend we don’t have a clue… what exactly are technical infrastructure services?
Everyone has been talking about “Lex Apple Pay” ever since the Finance Committee provided its recommendation to include…
PayTechTalk 46 – Crypto custody business: Amendments to the KWG in connection with the implementation of the fifth Anti-Money Laundering Directive
At first glance, the “Act implementing the Amending Directive of the fourth EU Anti-Money Laundering Directive” does not…
Information obligations, transparency and equal fees: The rules introduced by the EU Fees Regulation are just around the corner
On 15 December 2019, the first amendments introduced by Regulation (EC) No. 924/2009 on cross-border payments within the…
From ‘A for acquirer’ to ‘Z for ZAG’ (the German Payment Services Supervision Act): our PayTechLaw glossary gives guidance
3-party or 4-party system? Acquirer or issuer? BKM, e-money agent, payment initiation services and the rest: Those not…
New regulatory requirements for outsourcing
Authors: Peter Frey, Charles Krier, Marina Mismetti Mateus Background. In the current context of digitisation and the increasing…
Opinion on the draft EBA guidelines on loan origination and monitoring: Please accept technology as part of banking!
The European Banking Authority (EBA) has carried out a consultation on draft guidelines on loan origination and monitoring.…
Interchange Fee Regulation: Good things come to those who wait?
PayTechLaw already had a look at the Interchange Fee Regulation last year. Back then, I looked into queer…
PayTechTalk 44 – Crypto values and crypto custody business: news regarding crypto regulation
A little while ago, we reported on the draft bill for the implementation of the 5th EU…