You May Also Like
CCD2 and Overdraft Facilities: New Obligations for Banks | ALLES LEGAL #136
- byDr. Florian Lörsch
- 20. May 2026
CCD2 will fundamentally reshape overdraft facilities. Banks will be required to provide customers with more frequent information, comply with stricter termination rules and carry out significantly more comprehensive creditworthiness assessments. Tolerated overdrafts will also face increased regulatory scrutiny.
CCD2 in the Checkout: What Changes for BNPL and Purchase on Invoice | ALLES LEGAL #134
- byDr. Florian Lörsch
- 29. April 2026
CCD2 tightens requirements for BNPL, purchase on invoice and instalment payments in the checkout. Even displaying these options may qualify as credit advertising and trigger additional obligations, including price disclosures, SECCI and credit checks. Overall, providers need to adjust processes across the entire customer journey.
Governance under the 9th MaRisk Amendment
- bySebastian Glaab,Sophie Eiles,Nadja Reiß
- 23. April 2026
Mit der 9. MaRisk-Novelle rückt das Thema Governance erneut in den Fokus der Aufsicht. Im Vordergrund steht jedoch keine grundlegende Neuregulierung, sondern eine gezielte Weiterentwicklung des bestehenden Rahmens. Die BaFin reduziert punktuell Detailtiefe und verlagert den Schwerpunkt auf Prinzipienorientierung, tatsächliche Wirksamkeit und institutsspezifische Ausgestaltung.
CCD2 Implementation Finalised: New Rules for the Credit Industry in Germany | ALLES LEGAL #133
- byDr. Florian Lörsch
- 22. April 2026
Germany has finally implemented the EU Consumer Credit Directive (CCD2), with several noteworthy adjustments. In this episode of “Alles Legal”, Dana Wondra speaks with Dr Florian Lörsch about the key differences between the final law and the original draft – and what companies need to do now.


