Digital Assets Forum 2025 in London – Make a note now!
On February 3, 2025, it’s that time again: the Digital Assets Forum opens its doors in London. As…
Deposit from the credit institution and e-money (only) from the e-money institution?
Digital means of payment are more present in public discourse than ever; not least due to the new…
Innovations in payment transactions at the ibi-Zahlungsverkehrsforum
The ibi-Zahlungsverkehrsforum in Frankfurt am Main on November 12 and 13 offers experts and decision-makers from banks, financial service providers and retailers the opportunity to discuss the latest developments in payment transactions.
Is factoring now subject to insurance tax?
In the recent past, we have increasingly observed that the Federal Central Tax Office (BZSt) wants to subject…
Exploring the Future of Finance at Money20/20 Europe: A Must-Attend Event for Fintech Enthusiasts
As a media partner for the highly anticipated fintech conference Money20/20 Europe, PayTechLaw is excited to invite you…
One-way street FiDA – why well-intentioned is not well done
With its proposal for a regulation on a framework for access to financial data (Financial Data Access –…
The group privilege in payment services regulation
In a nutshell, the Payment Services Supervision Act (ZAG) stipulates that payment transactions and associated services within a…
Revision of MaComp BT 8
BaFin implements ESMA guidelines on MiFID II compensation requirements With a revision of the Special Part 8 of…
Digital Euro – No Full Anonymity. Why Not?
A contribution to the hearing in the Finance Committee of the German Bundestag on the digital euro on…
Minimum requirements for risk management at ZAG institutions (2)
Update: The ZAG-MaRisk was published on May 27, 2024 after an extended consultation. According to the BaFin’s letter…
Minimum requirements for risk management at ZAG institutions (1)
Update: The ZAG-MaRisk was published on May 27, 2024 after an extended consultation. According to the BaFin’s letter…
Still a payment service or already the issuance of e-money?
This is the question currently dealt with in front of the European Court of Justice in Case C-661/22.…
The EU Commission’s proposals for PSD3 – transitional provisions, Art. 44, 45 PSD3
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3”) and a…
E-money under PSD3 and PSR
On June 28, 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…