PayTechTalk 59 – Blockchain- and Crypto-Regulation from an international perspective
In this episode of PayTechTalk I am talking to Blockchain and DLT-expert Nathan Catania (XReg Consulting) on Blockchain- and Crypto-Regulation from an…
Video: Last minute gift for christmas
For this Christmas Eve we have prepared a very special post, which is especially useful for those who…
Execution of Payment Transactions and Money Remittance | FinTech online course #1
The execution of payment transactions and money remittance are payment services. If you want to provide payment services,…
Selected payment services: Issuing and Acquiring | FinTech online course #2
The issuing of payment instruments (“issuing”) and the acceptance and settlement of payment transactions (“acquiring”) are two very…
Open Banking: Account information service and payment initiation service | FinTech online course #3
Under the keywords “Open Banking” or “XS2A”, PSD2 has brought a major innovation: third party service providers were…
The e-money business | FinTech online course #4
E-money transactions are defined as the issuance of electronic money. It is therefore essential to know what e-money…
Vouchers and Gift Cards | FinTech online course #5
The terms “gift card” or “voucher” (hereinafter jointly “voucher”) are not defined in the law. However, it is…
Commercial Agent Exemption | FinTech online course #6
After the last few articles dealt with the various payment services, this one focuses on an exception. Even…
Limited Network and Limited Range | FinTech online course #7
16In the context of payment services and e-money, many speak of Limited Networks and Limited Range. This refers…
Payment by SEPA basic direct debit | FinTech online course #8
15The SEPA Core Direct Debit is a popular payment method. In contrast to a credit transfer, the creditor…
Payment cards | FinTech online course #9
In terms of the number of transactions, payment cards are by far the most widely used non-cash payment…
The strong customer authentication | FinTech online course #10
Strong Costumer Authentication (SCA) is a special form of authentication which is regulated in §§ 1 para. 24.…
Essential civil law requirements for payment services | FinTech online course #11
In addition to regulatory requirements, payment service providers shall also comply with civil law requirements, which can be…
PayTechTalk 58 – Deposit business | FinTech online course #12
Payment institutions and e-money institutions collect funds from their customers and hold these funds – sometimes for longer…