Passporting | FinTech online course #22
In case you wish to carry out an e-money-business or to provide banking, payment, or financial services, you…
A FinTech online course in 24 small lessons. The PayTechLaw advent calendar is coming!
What is the beauty of Christmas? The anticipation! And of course, the countdown by advent calendar. But candy…
SEPA Proxy Lookup (SPL) – Mobile Payment with your phone number
After having outlined the functionalities of the SEPA Request-to-Pay scheme developed by the European Payments Council (EPC), this…
EPI: The destination is clear but now how we get there (part 2)
Update on the European Payments Initiative (EPI) and the EU Retail Payments Strategy (RPS) In the first part…
Draft bill on the Financial Market Integrity Strengthening Act (FISG) – Increased controls, more sovereign powers and threats of punishment as a deterrent
On October 26, 2020, the German Federal Ministry of Finance (Bundesministerium der Finanzen – BMF) and the German…
From ‘A for acquirer’ to ‘Z for ZAG licence’: our PayTechLaw glossary gives guidance
Update | 3.11.2020 265 glossary terms. These are 136 German and 129 English explanations of industry-specific technical terms,…
SEPA Request-to-Pay (SRTP | R2P)- the messaging service for payments
SEPA Request-to-Pay (SRTP) is a new scheme by the European Payment Council, similar to SEPA Credit Transfer (SCT),…
PayTechTalk 57 – Licence rental, License as a Service, Banking as a Service, BIN Rental, BIN Sponsoring, Sponsor bank relationship
In his last blog article, Christian dealt with licence rental and gave an example to show what to…
Need a licence? Licence rental simply explained
Who amongst us is not familiar with this situation? You have a great business idea for a revolutionary…
BaFin inspecting general terms and conditions: What do payment and other financial services providers need to be aware of?
When drafting general terms and conditions (“T&C”), the “opponents” are generally your contractual partners as well as consumer…
Income tax: Last chance self-indictment? What do Airbnb lessors and (former) investors at Austrian banks have in common?
What happened? New (Fin)tech platforms have led to the rise of innovative business models such as Airbnb which…
The EPI: The destination is clear but not how we get there (part 1)
New information on the European Payments Initiative (EPI) and the EU’s Retail Payments Strategy (RPS) On 2 July,…
Comment on the draft general ruling of BaFin regarding Sec. 24c KWG and virtual IBAN
BaFin has published a general ruling on 7 September 2020, pursuant to which credit institutions are obliged to…
PayTechTalk 56 – Custody of Digital Assets
PayTechTalk #56 again represents a very special episode. In this episode we will discuss with four renowned Blockchain…