E-money under PSD3 and PSR
On June 28, 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The metamorphosis of a payment instrument into a payment app
If you “google” the term payment app, you come across Apple Pay, Google Pay, Payback Pay, Bluecode, PayPal…
“Fully” decentralised DeFi under MiCAR
The Markets in Crypto-Assets Regulation (MiCAR) excludes crypto-asset services that are provided in a fully decentralised manner without…
The EU Commission’s proposals for PSD3 and PSR – Limited Network and Limited Range
On 28.6.2023, the EU Commission presented proposals for a Payment Services Directive (“PSD3“) and a Payment Services Regulation…
Data Transfer to the USA – EU Commission confirms transatlantic EU-U.S. Data Privacy Framework
On 10th of July 2023, the European Commission approved the transatlantic EU-U.S. Data Privacy Framework (DPF) via an…
European Commission publishes a Proposal for a Regulation on the establishment of the digital euro
On June 28, 2023, the European Commission published a proposal for a regulation (“dEUR Regulation”) on the establishment…
The EU Commission’s proposal for PSD3 and PSR – a first overview
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The new EU payment service regulation – Kick-off of our PSD3 series
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
Not every e-mail from a company in B2C is the same as unauthorized advertising
In its judgment of 4 May 2023 (C-300/21), the ECJ ruled that a significant interference with the protected…
Win a ticket to the Money 20/20 Europe 2023 in Amsterdam!
Money20/20 Europe is back with a bang! Money 20/20 is the place where money does business. From payments,…
ECJ Judgment – Non-Material Damages under GDPR
Since the General Data Protection Regulation (GDPR) came into force in May 2018, the question has arisen for…
Here it is: German Law on the Introduction of Electronic Shares
The German Federal Ministry of Finance and the Federal Ministry of Justice recently published the draft of the…
PayTechTalk #86 – CO2 tokenization
Co2 tokenization Our latest episode of PayTechTalk is all about CO2 tokenization: Our host Alireza Siadat talks to…
Third Luxembourg DLT Law
On 23 March 2023, the law of 15 March 2023 implementing the EU DLT Pilot Regime1 (the “Law”…