EBA specifies e-money definition – What does this mean in practice?
The definition of e-money plays an important role in practice, as it determines the regulatory requirements for products…
BaFin Guidance Notice on crypto-asset services under MiCAR – authorisation requirement notification procedure (2)
On 3 January 2025, BaFin published the Guidance Notice on crypto-asset services MiCAR (“Guidance Notice”). In addition to…
BaFin Guidance Notice on crypto-asset services in accordance with MiCAR (1)
On 3 January 2025, BaFin published a guidance notice on crypto-asset services in accordance with Regulation (EU) 2023/1114…
German Law on the Digitalization of the Financial Market (FinmadiG) Finally Adopted by the Bundestag
In an unexpected turn of events, and a bit like an early Christmas gift, the Bundestag approved the…
Crypto Meets ESG – Is the Future Looking Green?
With the Markets in Crypto-Assets Regulation (“MiCAR”), the EU legislator is creating a legal framework for crypto-assets for…
Deposit from the credit institution and e-money (only) from the e-money institution?
Digital means of payment are more present in public discourse than ever; not least due to the new…
September, sun and blockchain – See you in Barcelona?
The European Blockchain Convention is taking place in Barcelona for the 10th time. The two-day event will bring…
The EU Digital Identity Wallet
Another wallet? Another payment scheme? No, the EU Digital Identity Wallet has a bit of a misleading name…
Annerton’s Guide to Markets in Crypto-Assets Regulation (MiCAR)
The Markets in Crypto-Assets Regulation (MiCAR) aims to promote an innovative crypto ecosystem in the EU. It regulates…
The Digital Euro in the European Election Campaign
The European Commission’s proposal to regulate the digital euro (D€) has been on the table since June 28th,…
Regulation of Crypto Currencies in Europe – An overview
Our infographic provides a comprehensive overview of the key milestones in cryptocurrency regulation in the European Union and…
Overview of the AI Act, the first ever legal framework on AI
The recent success of Chatbots such as ChatGPT, has led to much debate on the use of artificial…
Blockchain in Action – How DLT Enables Sanction Enforcement
The European Union’s 12th sanctions package includes new and extended sanctions against Russia. In addition to the transit…
Further step towards the adoption of the EU AML Package
As previously outlined on paytechlaw, the legislative process for the adoption of the AML Package of the EU…