Payments in kind: vouchers, prepaid and cash cards etc. proposed subject to payroll tax and social security contributions for employees?
On 8 May 2019, the German Federal Ministry of Finance (BMF) published a draft law that contains further…
News about IBAN discrimination
Just as the excitement around strong customer authentication for online SEPA direct debits was beginning to settle, direct…
The Libra cryptocurrency – a simple explanation
…also for people who have so far not looked into blockchain… What is the Libra cryptocurrency? Facebook has…
PayTechTalk 42 – Libra’s macroeconomic implications
It is safe to say that Facebook’s announcement of Libra, the world’s first stable crypto currency, has caused…
PayTechTalk 41 – What does the Anti-Money Laundering Act actually say?
Often when talking about money laundering, people immediately think of Al Capone. And that is quite accurate, because…
Crypto values: new regulation for Bitcoin & co.
On 20 May 2019, the German Federal Ministry of Finance (BMF) presented its draft bill on the implementation…
EBA clarification: Setting up a SEPA direct debit mandate does not require strong customer authentication
After the European Banking Authority (EBA) sparked considerable excitement with one of its answers given in the Q&A…
Bitcoin and other cryptocurrencies (7): Bitcoin on the balance sheet and in the annual accounts
For businesses who voluntarily or as required by law (have to) prepare annual accounts, the question arises as…
PayTechTalk 40 – IBAN discrimination also through differentiation according to the payer’s place of residence
Is it allowed to offer customers different methods of payment when they make bookings over the internet, depending…
Factoring – What factoring licence should I apply for?
It is clear that anyone wishing to carry out factoring in Germany first needs a factoring licence. However,…
Industry transformation and meaningful innovation at the heart of this year’s Money20/20 Europe as it returns to Amsterdam
Over 350 speakers to take the stage at Europe’s leading FinTech event 70+ hours of fresh content themed…
Open CESOP: The Commission’s new data collection frenzy
First, the bad news: The Commission has again looked more closely into cross-border (or more simply “XB”) payments…
PayTechTalk 39 – Draft law of the German Ministry of Finance regarding the implementation of AMLD5
In today’s episode of PayTechTalk, we – that is Christian, Hugo and myself – will be looking at…