Payment tokens in the regulatory crossfire between MiCAR & PSD2/EMD2 (upcoming PSD3/PSR)
Payment tokens are those crypto-assets that are primarily used for payment purposes. The Markets in Crypto-Assets Regulation (“MiCAR”)…
PSD3/PSR and the possible end of the exemption for central settlement agents
The German legislator has made the commercial agent exemption contained in PSD2 applicable not only to commercial agents,…
Customer money protection according to PSD3 and PSR
In our article from July 5, 2023 “The EU Commission’s proposals for PSD3 and PSR – an initial…
PSR/PSD 3: The digital purse – The “wallet”
The proposals for the Payment Service Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) are taking shape.…
Innovations in PSD3 and PSR from ECON Reports
The proposals for the Payment Services Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) continue to take…
PSD3 and PSR: What changes are there for telecommunication-specific payment transactions?
The proposals for the Payment Services Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) continue to take…
The EU Commission’s proposals for PSD3 – transitional provisions, Art. 44, 45 PSD3
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3”) and a…
E-money under PSD3 and PSR
On June 28, 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The metamorphosis of a payment instrument into a payment app
If you “google” the term payment app, you come across Apple Pay, Google Pay, Payback Pay, Bluecode, PayPal…
The EU Commission’s proposals for PSD3 and PSR – Limited Network and Limited Range
On 28.6.2023, the EU Commission presented proposals for a Payment Services Directive (“PSD3“) and a Payment Services Regulation…
The EU Commission’s proposal for PSD3 and PSR – a first overview
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The new EU payment service regulation – Kick-off of our PSD3 series
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
PSD3 is getting closer – Results of the PSD2 Review Study
The European Commission presented a study on the application and impact of the Second Payment Services Directive (PSD2)…