Let the music play: The distribution of e-money and payment institutions in the EU
Would you like to play a little guessing game? Yes? Great! The question to be answered is: What…
Interchange Fee Regulation: Good things come to those who wait?
PayTechLaw already had a look at the Interchange Fee Regulation last year. Back then, I looked into queer…
Strong customer authentication: a summary of the key sources regarding SCA
The 14th of September 2019 marked the deadline for the implementation of the new requirements regarding strong customer…
The tax treatment of Libra: old wine in new barrels?
What is the Libra cryptocurrency? Libra is a cryptocurrency which, like other cryptocurrencies, is based on a blockchain…
Cash machines & VAT: Is outsourcing the operation of cash machines exempt from VAT?
In my blog entry last year, I took a general look at the VAT exemption of so-called white…
Is Libra e-money?
Is Libra e-money or rather a virtual currency? Since Libra is based on blockchain technology, it would stand…
Update regarding payments in kind: Vouchers, prepaid cards etc. to remain exempt from payroll tax and social security contributions for employees?
The draft law in its current form On 8 May 2019, the German Federal Ministry of Finance (BMF)…
PayTechTalk 44 – Crypto values and crypto custody business: news regarding crypto regulation
A little while ago, we reported on the draft bill for the implementation of the 5th EU Anti-Money…
Draft law to implement the 5th Anti-Money Laundering Directive – what is coming and what will remain the same?
On 20 May 2019, the German Federal Ministry of Finance (BMF) presented its draft for the implementation of…
Payments in kind: vouchers, prepaid and cash cards etc. proposed subject to payroll tax and social security contributions for employees?
On 8 May 2019, the German Federal Ministry of Finance (BMF) published a draft law that contains further…
News about IBAN discrimination
Just as the excitement around strong customer authentication for online SEPA direct debits was beginning to settle, direct…
PayTechTalk 42 – Libra’s macroeconomic implications
It is safe to say that Facebook’s announcement of Libra, the world’s first stable crypto currency, has caused…
The Libra cryptocurrency – a simple explanation
…also for people who have so far not looked into blockchain… What is the Libra cryptocurrency? Facebook has…
PayTechTalk 41 – What does the Anti-Money Laundering Act actually say?
Often when talking about money laundering, people immediately think of Al Capone. And that is quite accurate, because…