PayTechTalk 33 – Is this the end for online direct debits (once again)?
From 14 September 2019, strong customer authentication will be required for certain payment transactions. The EBA has now…
Bundestag adopts softener for hard Brexit
Are you a fan of Great Britain or are you even a British citizen? Are you active in…
May I or may I not? The types of licences for payment service providers
Perhaps you’ve experienced this before? When talking to different people about what licence is required for payment services,…
Payment services. What is what?
Do you know the type of questions where the answer depends on who you ask? An example of…
Bargeldlosblog (cashlessblog) asks – PayTechLaw answers: 100 questions to the payment industry 2019
Hanno Bender, a lawyer and journalist (since May 2014 head of the department “Law and Politics” at the…
BaFin’s Instructions for the Interpretation and Application of the German Anti-Money Laundering Act (IIA)
On 11 December 2018, the German Federal Financial Supervisory Authority (hereinafter referred to as “BaFin”) published its Instructions…
Screen Scraping is dead – long live Screen Scraping!
A heated debate has been going on for years as to whether account information services providers (AISP) and…
HAPPY NEW YEAR! Happy 2019!
Goodbye 2018 – welcome 2019! HAPPY NEW YEAR! The entire PAYMENT. TECHNOLOGY. LAW. team wishes you a brilliant start…
PayTechTalk Top5 – 2018: The most popular podcasts of 2018
As already hinted at in my last post: after we presented the PayTechLaw Top10, i.e. the ten blog…
PayTechLaw Top10 – The most clicked-on blog entries of 2018
We have finally digested the roast, scoffed all the tasty biscuits and properly disposed of the wrapping paper…
Merry Christmas and enjoy the holidays
It’s crazy how quickly time flies by. No sooner have you said goodbye to the winter holidays and…
Reg. 924: Not just bad news for card issuers
The Commission already presented its proposal to amend and thereby extend the Pricing Regulation EC 924/2009 (in short:…
PayTechTalk 32 – Payment Account and Co. | The “old” Payment Accounts Act. What applies from 31 October 2018?
The Payment Accounts Act is an “old” law dating from April 2016 but it is going to be…
On the way to the financial cloud. Are cloud services full of “little fluffy clouds”?
On 8 November 2018, the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin) published a guidance notice…