On the Way to PSD3 – EBA’s Thoughts on Required Amendments to the Regulatory Framework for Payment Services
The review of PSD2 is currently taking place with some delay. With this review, various market participants are…
Revised regulatory technical standards on strong customer authentication and common and secure communication under PSD2
Revised RTS on SCA & CSC under PSD2 On 5 April 2022, the European Banking Authority (EBA) published…
New Card in Town – Legal Aspects of City Cards
City cards as a solution to strengthen the retail trade? The increasing desolation of our city centers is…
EBA consults on guidelines on the limited network exclusion under PSD2
On July 15, 2021, the European Banking Authority (EBA) published a consultation draft on guidelines on the limited…
Selected payment services: Issuing and Acquiring | FinTech online course #2
The issuing of payment instruments (“issuing”) and the acceptance and settlement of payment transactions (“acquiring”) are two very…
Open Banking: Account information service and payment initiation service | FinTech online course #3
Under the keywords “Open Banking” or “XS2A”, PSD2 has brought a major innovation: third party service providers were…
PayTechTalk 36 – PayTechLaw and Payment & Banking take a look at the status of PSD2 and the implementation of the RTS SCA
After our first joint podcast with Kilian Thalhammer at the Money20/20 Europe in (back then still) Copenhagen and…
PayTechTalk 34 – licence types for payment service providers
Recently I looked into the topic of licence types for payment service providers on PayTechLaw. In my blog…
You shall never ask me (Nie sollst Du mich befragen) – the possibly dim future of online SEPA direct debit payments
A new response by the EBA in their Q&A tool may have a huge impact on the future…
May I or may I not? The types of licences for payment service providers
Perhaps you’ve experienced this before? When talking to different people about what licence is required for payment services,…