Open Banking: Account information service and payment initiation service | PayTechLaw advent calendar #3
Under the keywords “Open Banking” or “XS2A”, PSD2 has brought a major innovation: third party service providers were…
Selected payment services: Issuing and Acquiring | PayTechLaw advent calendar #2
The issuing of payment instruments (“issuing”) and the acceptance and settlement of payment transactions (“acquiring”) are two very…
PayTechTalk 36 – PayTechLaw and Payment & Banking take a look at the status of PSD2 and the implementation of the RTS SCA
After our first joint podcast with Kilian Thalhammer at the Money20/20 Europe in (back then still) Copenhagen and…
PayTechTalk 34 – licence types for payment service providers
Recently I looked into the topic of licence types for payment service providers on PayTechLaw. In my blog…
You shall never ask me (Nie sollst Du mich befragen) – the possibly dim future of online SEPA direct debit payments
A new response by the EBA in their Q&A tool may have a huge impact on the future…
May I or may I not? The types of licences for payment service providers
Perhaps you’ve experienced this before? When talking to different people about what licence is required for payment services,…
Payment services. What is what?
Do you know the type of questions where the answer depends on who you ask? An example of…
Screen Scraping is dead – long live Screen Scraping!
A heated debate has been going on for years as to whether account information services providers (AISP) and…
PayTechTalk 30: BaFin licence for payment institutions – this is how it works
Since the implementation of PSD2, or most likely even before, many companies have been preoccupied with one question:…
On a Secret Mission: Payment Agents and E-money Agents in German Regulatory Law
As is often the case with people like James Bond, agents in payments law are difficult to come…