BaFin publishes its expectations regarding PSD2 account access interfaces
In its supervisory notice dated October 9, 2024 (available here), the German Federal Financial Supervisory Authority (BaFin) has…
PSD3 and PSR: What changes are there for telecommunication-specific payment transactions?
The proposals for the Payment Services Directive 3 (“PSD3”) and the Payment Services Regulation (“PSR”) continue to take…
The EU Commission’s proposal for PSD3 and PSR – a first overview
On 28 June 2023, the EU Commission presented proposals for a Payment Services Directive 3 (“PSD3“) and a…
The new EU payment service regulation – Kick-off of our PSD3 series
On June 23, 2023, the European Commission published drafts for no less than three regulations and one directive…
PSD3 is getting closer – Results of the PSD2 Review Study
The European Commission presented a study on the application and impact of the Second Payment Services Directive (PSD2)…
How to become a payment institution in Luxembourg
Payment services within the meaning of the second payment services directive (PSD2) may be provided by different payment…
On the Way to PSD3 – EBA’s Thoughts on Required Amendments to the Regulatory Framework for Payment Services
The review of PSD2 is currently taking place with some delay. With this review, various market participants are…
Revised regulatory technical standards on strong customer authentication and common and secure communication under PSD2
Revised RTS on SCA & CSC under PSD2 On 5 April 2022, the European Banking Authority (EBA) published…
New Card in Town – Legal Aspects of City Cards
City cards as a solution to strengthen the retail trade? The increasing desolation of our city centers is…
EBA clarification: Setting up a SEPA direct debit mandate does not require strong customer authentication
After the European Banking Authority (EBA) sparked considerable excitement with one of its answers given in the Q&A…
Strong customer authentication for online SEPA direct debits: BaFin’s clarification
You shall never ask me? But questions are useful as sometimes answers are indeed given… In one of…
PayTechTalk 37 – Approval procedures: directors, qualifying holdings, and capital requirements
In our 34th episode of PayTechTalk I talked with my colleague Christian about the licence types for payment…
PayTechTalk 36 – PayTechLaw and Payment & Banking take a look at the status of PSD2 and the implementation of the RTS SCA
After our first joint podcast with Kilian Thalhammer at the Money20/20 Europe in (back then still) Copenhagen and…
PayTechTalk 34 – licence types for payment service providers
Recently I looked into the topic of licence types for payment service providers on PayTechLaw. In my blog…