BaFin publishes its expectations regarding PSD2 account access interfaces
In its supervisory notice dated October 9, 2024 (available here), the German Federal Financial Supervisory Authority (BaFin) has…
PSD3/PSR and the possible end of the exemption for central settlement agents
The German legislator has made the commercial agent exemption contained in PSD2 applicable not only to commercial agents,…
Still a payment service or already the issuance of e-money?
This is the question currently dealt with in front of the European Court of Justice in Case C-661/22.…
PSD3 is getting closer – Results of the PSD2 Review Study
The European Commission presented a study on the application and impact of the Second Payment Services Directive (PSD2)…
On the Way to PSD3 – EBA’s Thoughts on Required Amendments to the Regulatory Framework for Payment Services
The review of PSD2 is currently taking place with some delay. With this review, various market participants are…
Revised regulatory technical standards on strong customer authentication and common and secure communication under PSD2
Revised RTS on SCA & CSC under PSD2 On 5 April 2022, the European Banking Authority (EBA) published…
New Card in Town – Legal Aspects of City Cards
City cards as a solution to strengthen the retail trade? The increasing desolation of our city centers is…
EBA consults on guidelines on the limited network exclusion under PSD2
On July 15, 2021, the European Banking Authority (EBA) published a consultation draft on guidelines on the limited…
Selected payment services: Issuing and Acquiring | FinTech online course #2
The issuing of payment instruments (“issuing”) and the acceptance and settlement of payment transactions (“acquiring”) are two very…
PayTechTalk 36 – PayTechLaw and Payment & Banking take a look at the status of PSD2 and the implementation of the RTS SCA
After our first joint podcast with Kilian Thalhammer at the Money20/20 Europe in (back then still) Copenhagen and…
PayTechTalk 34 – licence types for payment service providers
Recently I looked into the topic of licence types for payment service providers on PayTechLaw. In my blog…
May I or may I not? The types of licences for payment service providers
Perhaps you’ve experienced this before? When talking to different people about what licence is required for payment services,…
Payment services. What is what?
Do you know the type of questions where the answer depends on who you ask? An example of…
Screen Scraping is dead – long live Screen Scraping!
A heated debate has been going on for years as to whether account information services providers (AISP) and…