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PAYMENT.TECHNOLOGY.LAW.
  • Topics
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Browsing Tag

ZAG

19 posts
RRegulatory
Safeguarding of customer funds | PayTechLaw | thodonal
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  • 4 minute read

“How safe is my money?” Safeguarding of customer funds held by payment and e-money institutions

  • byChristian Walz
  • 20. May 2021
Since 2020 at the latest, many customers of payment and e-money institutions (PSPs) have been concerned with one…
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Commercial Agent Exemption | PayTechLaw | FinTech online course | sutthinon602
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  • 3 minute read

Commercial Agent Exemption | FinTech online course #6

  • byDr. Susanne Grohé
  • 17. December 2020
After the last few articles dealt with the various payment services, this one focuses on an exception. Even…
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Limited Networks und Limited Range | PayTechLaw | FinTech-Onlinekurs | sutthinon602
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  • 3 minute read

Limited Network and Limited Range | FinTech online course #7

  • byChristian Walz
  • 16. December 2020
16In the context of payment services and e-money, many speak of Limited Networks and Limited Range. This refers…
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RRegulatory
BaFin-Merkblatt zu den Geschaeftsleitern | PayTechLaw
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  • 6 minute read

BaFin Guidance Notice on planned reforms regarding managing directors pursuant to the KWG, ZAG and KAGB (part 1)

  • byPeter Frey,Kemal Ahmedi
  • 25. August 2020
BaFin is currently working on updating its “guidance notice on managing directors pursuant to the KWG, ZAG and…
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PPayment
Zahlungsdienste | E-Geld-Geschäft | ohne Erlaubnis | payment services | e-money business | without a licence | PayTechLaw
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  • 5 minute read

Legal, illegal, who cares? – Sanctions for payment services and e-money business without a licence

  • byChristian Walz
  • 16. June 2020
As part of our daily advisory work, we often have to consider whether a license is required for…
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TTax
Gutscheine | Geldkarten | ZAG | Sachbezug | vouchers | prepaid cards | payments in kind | PayTechLaw
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  • 5 minute read

Finally: vouchers and prepaid cards are still considered payments in kind pursuant to the German Payment Services Supervision Act (ZAG)

  • byDr. Steffen Rapp
  • 12. May 2020
Amendments applicable to vouchers and prepaid cards Last year, I reported on the conditions under which vouchers &…
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PPodcast
PayTechTalk 49 - Krisen-Zeit - Gutschein-Zeit_Prepaid-Produkte gegen die Krise | PayTechLaw
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  • 3 minute read

PayTechTalk 49 – Time of crisis – time for vouchers? Prepaid products to help with the crisis

  • byChristian Walz
  • 9. April 2020
Everyone is currently talking about the “Corona crisis” and of course it also affects our day-to-day life here…
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PPayment
Lex Apple Pay | technische Infrastrukturdienstleistungen | technical infrastructure services PayTechLaw
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  • 7 minute read

“Lex Apple Pay” – let’s pretend we don’t have a clue… what exactly are technical infrastructure services?

  • byDr. Susanne Grohé
  • 10. December 2019
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Everyone has been talking about “Lex Apple Pay” ever since the Finance Committee provided its recommendation to include…
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BBanking
Factoring-Erlaubnis | factoring licence | PayTechLaw
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  • 5 minute read

Factoring – What factoring licence should I apply for?

  • byDr. Florian Lörsch
  • 4. June 2019
It is clear that anyone wishing to carry out factoring in Germany first needs a factoring licence. However,…
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BBanking
PayTechTalk 34 | Erlaubnistypen fuer Zahlungsdienstleister | PayTechLaw
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  • 2 minute read

PayTechTalk 34 – licence types for payment service providers

  • byChristian Walz
  • 14. March 2019
Recently I looked into the topic of licence types for payment service providers on PayTechLaw. In my blog…
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PPSD2
Erlaubnistypen | types of licences | PayTechLaw
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  • 4 minute read

May I or may I not? The types of licences for payment service providers

  • byChristian Walz
  • 19. February 2019
Perhaps you’ve experienced this before? When talking to different people about what licence is required for payment services,…
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PPayment
PayTechTalk 32 | Zahlungskonto und Co. | PayTechLaw
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  • 1 minute read

PayTechTalk 32 – Payment Account and Co. | The “old” Payment Accounts Act. What applies from 31 October 2018?

  • byDr. Florian Lörsch
  • 29. November 2018
The Payment Accounts Act is an “old” law dating from April 2016 but it is going to be…
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PPSD2
PayTechTalk 30 | BaFin-Erlaubnis für Zahlungsdienstleister
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  • 1 minute read

PayTechTalk 30: BaFin licence for payment institutions – this is how it works

  • byChristian Walz
  • 11. October 2018
Since the implementation of PSD2, or most likely even before, many companies have been preoccupied with one question:…
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PPayment
Prepaidkreditkarten: closed loop und Co. | PayTechLaw
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  • 3 minute read

Prepaid cards: closed loop, open loop, restricted open loop or semi-closed loop?

  • byDr. Matthäus Schindele
  • 9. October 2018
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If you talk to insiders from the payment industry about prepaid card systems, they inevitably use terms such…
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Latest Posts
  • BaFin Annual Report 2024 – Anti-Money Laundering Remains a Top Supervisory Priority
    • 08.05.25
    • bySebastian Glaab,Jonas Philipp Burckgard
  • ALLES LEGAL Returns for a New Season!
    • 08.05.25
    • byFrank Müller
  • Flood of suspicious reports: Introduction of minimum content requirements with the GwGMeldV
    • 06.05.25
    • bySebastian Glaab,Till Christopher Otto,Dr. Paul Schultess
  • 10th Prepaid Congress – Go for Gold!
    • 30.04.25
    • byPayTechLaw-Team,Dr. Hugo Godschalk,Christian Walz
  • Barrierefreiheitsstärkungsgesetz – Easy language, contracts and general terms and conditions
    • 29.04.25
    • byKatharina Wagener
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