PPodcast Read More 3 minute read PayTechTalk 55 – The digital programmable eurobyFrank Müller14. August 2020 Our 55th episode of PayTechTalk is a special one as it is a co-production between us and the… Read More
AAnti Money Laundering Read More 4 minute read Commission increases its fight against money laundering and terrorism financingbyFrank Müller,Marina von Wallenberg-Pachaly4. August 2020 The EU Commission increases its fight against money laundering – will this pave the way for a new… Read More
PPodcast Read More 2 minute read PayTechTalk 54 – Blockchain and crypto regulation from the UK and the German perspectivebyFrank Müller30. July 2020 In today’s episode of PayTechTalk, I talk to crypto and Blockchain experts James Burnie (gunnercooke) and Alireza Siadat… Read More
AAnti Money Laundering Read More 3 minute read The EBA’s consultation paper on money laundering and terrorism financing risk factors – changes for e-money issuers?byFrank Müller,Katharina Wagener21. July 2020 The European Banking Authority (“EBA”) published a new consultation paper in February 2020 on revised guidelines on money… Read More
PPayment Read More 9 minute read Interchange Fee Regulation: a stimulus package for acquirers?byDr. Hugo Godschalk16. July 2020 EU Regulation 2015/751 on interchange fees for card-based payment transactions – more commonly known as the Interchange Fee… Read More
BBitcoin & Co. Read More 3 minute read 101 on how to distinguish between crypto assets and e-moneybyDr. Susanne Grohé14. July 2020 Crypto assets and e-money are very similar. Both are usually issued by private entities and serve as a… Read More
AAnti Money Laundering Read More 2 minute read PayTechTalk 53: AMLD5 as a start for crypto regulationbyFrank Müller9. July 2020 In today’s episode of PayTechTalk, I’ll be talking to my colleagues Charles Krier and Alireza Siadat. Together we will… Read More
CCrypto & digitisation Read More 5 minute read Cryptocurrencies & crypto custody services: the custody of digital fundsbyAlireza Siadat,Dr. Anna L. Izzo-Wagner7. July 2020 Until recently, German law makers had not yet really regulated cryptocurrencies and crypto services. Cryptocurrencies in particular were… Read More
RRegulatory Read More 6 minute read No flood of lawsuits regarding the instructions on the right of withdrawal after all?byDr. Florian Lörsch23. June 2020 The German Federal Supreme Court’s reaction to the CJEU’s ruling of 26 March 2020 In my blog entry… Read More
FFinTech Read More 3 minute read PayTechTalk 52: French antitrust authority launches sector inquiry into Fintech sectorbyDr. Susanne Grohé18. June 2020 In today’s episode of PayTechTalk, I am talking to Dr. Hendrik Reffken about the sector inquiry launched by… Read More
PPayment Read More 5 minute read Legal, illegal, who cares? – Sanctions for payment services and e-money business without a licencebyChristian Walz16. June 2020 As part of our daily advisory work, we often have to consider whether a license is required for… Read More
BBanking Read More 6 minute read Light and shadow: The revised version of the BaFin guidance note on guarantee businessbyPeter Frey9. June 2020 On 3 April 2020, BaFin published its new guidance note on guarantee business (“New Guidance Note“). In practice,… Read More
TTax Read More 5 minute read Bitcoin & Co.: current caselaw regarding the taxation of profits from the purchase and sale of cryptocurrenciesbyDr. Steffen Rapp2. June 2020 Background In part 1 and part 6 of my posts on the taxation of cryptocurrencies, I looked into… Read More
TTax Read More 5 minute read Finally: vouchers and prepaid cards are still considered payments in kind pursuant to the German Payment Services Supervision Act (ZAG)byDr. Steffen Rapp12. May 2020 Amendments applicable to vouchers and prepaid cards Last year, I reported on the conditions under which vouchers &… Read More